BY BECOMING A MEMBER OF The Associate Broker Program YOU HAVE THE PRIVILEGE OF CO-BROKERING LOANS WITH WES-STATE MORTGAGE, INC. Wes-State has been brokering loans since 1976 and we have arranged hundreds of millions of dollars in financing throughout the years.  We are always looking for new loan requests across the nation. You and Wes-State will work together as a team. Our step-by-step manual will show you how to find the borrower and put a loan package together for submission to Wes-State. With our many years of experience and our lender availability, WE will find the lender, arrange the closing and split the fee 50-50 with you! This type of business opportunity is the ultimate time saver for you, since the hardest part in arranging financing is knowing which lender to go to and being able to present a loan package in a professional manner. YOU can be a part of our nationwide network of financial brokers and enjoy the complete and continued support of every phase of the business to insure your success.

NOW YOU CAN BROKER MULTI MILLION DOLLAR REAL ESTATE LOANS AND EARN 5 - 6 FIGURE COMMISSIONS.

OUR LOAN OFFICERS ARE TO ASSIST YOU WITH YOUR LOAN REQUESTS, and best of all ... our office takes pride in arranging financing at highly competitive rates and terms throughout the nation.  As a matter of fact, 80% of the millions of dollars in financing that we have arranged were closed because of better rates and terms we were able to obtain. We accept loan requests of $100,000 and up for commercial, industrial, and/or business loans. Business loans can be secured by furniture, fixtures, equipment, inventory, receivables, and/or real estate. Most of the commercial and industrial loans are for buildings such as apartments, office buildings, shopping centers, medical buildings, major hotels, motels, mobile home parks, and a variety of other industrial and commercial buildings.

There has never been a better time to become a loan broker than today!

The previous "S & L Scandal" has prompted the federal government to impose tighter restrictions on S & L's and banking institutions. The average borrower who obtained financing from local S & L's or banks, is being turned down. As a result, brokers are now receiving 40% more loan requests than before and a majority of these requests are for excellent real estate or business projects that need financing. Wes-State Mortgage, Inc. has always placed about 80% of its loans with institutions other than S & L's and banks, so these government restrictions do not impose a threat to the brokering business, but have actually increased our business tremendously. As a matter of fact, we have always used lending institutions such as life insurance companies, pension funds, real estate investment trusts, large "Fortune 500" credit companies, and private capital corporations that have plenty of funds at very competitive rates and terms.

Generally, a recession or economic slow down mainly affects the single family residential market, more so than others.  Since 90% of the loans we arrange financing for are other than residential, our business continues to thrive!  We have always specialized in commercial real estate loans, industrial loans, and business loans, since this type of financing is not as dependent upon interest rate fluctuations, or stagnant economy.  Unlike residential loans that generally have a 30-year term, commercial real estate loans are amortized over 25 or 30 years, but only have a term of not more than 7, 5, or even 3 years. This means that 20% of all the commercial real estate buildings in your city will need to be refinanced in the next 12 months.  This is why 75% of our business is not for new construction, but mainly for refinancing these projects because their notes have become due. Since we almost never use S & L's or banks, we can continue to arrange financing even during economic slow downs, talks of recession, etc.

Years ago we discovered that major lenders such as life insurance companies, pension funds, real estate investment trusts and "Fortune 500" credit companies are not regulated by restrictions imposed by the federal government, plus they have better rates and/or terms for major real estate projects such as apartments, office buildings, shopping centers, medical buildings, and the like. We can quite often get rates of 1/2% to 1.5% less through these major lenders than S & L's or banks can offer!

FINDING THE BORROWERS IS EASY!

A short form letter mailed to professionals such as builders, developers, commercial realtors, real estate attorneys, accountants, architects, engineers, appraisers and the like, will produce a number of qualified loan requests for you. These professionals are always looking for money, either to refinance or to build a new project for themselves or for their clients.  When you inform them that you have a variety of funds available and you are co-brokering your loans through a company that has been in business since 1976, you will receive good quality loan requests and you will be on your way to earning huge brokerage fees.  Wes-State Mortgage, Inc. does not charge any up front fees ... we only get paid if we produce!

Yes! You can earn $5,000, $10,000, $20,000, or even more on just one loan!

Wes-State Mortgage, Inc. works closely with a variety of lending institutions across the nation and we are eager to look at your loan requests! The Associate Broker Program is designed to operate with a minimum out-of-pocket expense; all you need to get started is a telephone, an address, the cost of running a small classified ad, the cost of a few business cards, and you're on your way! No other business offers more prestige, power and extraordinary earning potential than the loan brokering business. Many years of business has given us the privilege of arranging a variety of loans and the privilege of working with Wes-State Mortgage, Inc. will increase your profitability rapidly!

Complete documentation on all loans we have closed, including all loans described on this page, are on file in our office. Should you wish to visit our place of business, we would be glad to open our files on any of the above transactions as complete evidence of these closings. Our files contain loan documents, closing statements, commitment letters from lenders, and copies of the checks for the brokerage fees that we have earned. If you have any questions, or wish to discuss details of any of the above transactions, feel free to call our office and ask for one of our loan officers, or myself, George Ropchan.

Never before have financial needs been greater than today. You can get in on the ground floor of this high income opportunity now! START PART TIME OR FULL TIME, BUT START TODAY! No one can make you take advantage of this opportunity. You have to open your eyes and take that first step yourself ... LET ME HEAR FROM YOU TODAY!